Policy Type: Time Limited Cover
Vet Fees Cover Limit: £3,000 per condition (limited to first 12 months of treatment).
Maximum Age for New Policies: None
Key Points to Note
- Low fixed excess for pets under 9 years old
- No contribution payments for pets of any age
- Will only pay for treatment for the first 12 months of any condition
- Dental cover for accidental injury only
- Will not pay for any prescription food
- No cover for boarding fees, holiday cancellation or travel
- See full review of M&S strengths and limitations
- See a summary of M&S customer reviews
| Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different. |
Excess and Contribution Rates
- Low fixed excess of £50 for pets under 9
- This increases to £150 for pets aged 9 or over.
- You can opt to increase this by £50 or £100 in return for a lower premium.
- No contribution payments for pets of any age.
Vet Fees Benefits
| Dental Costs: For treatment required as a result of accident only. |
| Prescription Food: Not covered |
| Euthanasia: £100 (to cover euthanasia/cremation or burial) |
| Complementary Therapies: £500 per year (included in vet fees limit) |
| Behavioural Therapy: Not covered. |
Third Party Liability Cover
| Third Party Liability: £1 million – No non-standard exclusions. |
Additional Benefits
| Death Benefit – Illnesses Pays purchase price of your pet (maximum £600) for pets under 9 years old. |
| Death Benefit – Accidents Pays purchase price of your pet (maximum £600). |
| Theft & Straying Benefit Pays purchase price of your pet (maximum £600). |
| Advertising & Reward £600 each |
| Boarding Fees Not covered |
| Holiday cancellation Not covered |
Travel Cover
| Limitations: |
| Vets Fees Abroad Not covered |
| Quarantine Fees Not covered |
| Loss of Documents Cover Not covered |
| Emergency Expenses Abroad. Not covered |
More Information
Other M&S Policies
About M&S Pet Insurance
Pet Insurance Terminology Explained
More Pet Insurance Terminology & Benefits Explained