Policy Type:Lifetime Cover
Vet Fees Cover Limit: £7,000 per year to cover all conditions
Maximum Age for New Policies: None
Key Points to Note
- Low fixed excess for pets under 9 years old
- No contribution payments for pets of any age
- Dental cover for accidents and illnesses
- Includes up to £200 for treatment food
- Holiday cancellation cover is for trips to the EU only
- See full review of M&S strengths and limitations
- See a summary of M&S customer reviews
| Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different. |
Excess and Contribution Rates
- Low fixed excess of £50 for pets under 9
- This increases to £150 for pets aged 9 or over.
- You can opt to increase this by £50 or £100 in return for a lower premium.
- No contribution payments for pets of any age.
Vet Fees Benefits
| Dental Costs: For treatment required as a result of accident or illness |
| Prescription Food: Will pay up to £200 for treatment food |
| Euthanasia: £100 (to cover euthanasia/cremation or burial) |
| Complementary Therapies: £1,000 (included in vet fees limit) |
| Behavioural Therapy: £250 (included in vet fees limit) |
Third Party Liability Cover
| Third Party Liability: £2 million – No non-standard exclusions. |
Additional Benefits
| Death Benefit – Illnesses Pays purchase price of your pet (maximum £1,500) for pets under 9 years old. |
| Death Benefit – Accidents Pays purchase price of your pet (maximum £1,500). |
| Theft & Straying Benefit Pays purchase price of your pet (maximum £1,500). |
| Advertising & Reward £1,250 each |
| Boarding Fees £750 Will pay for fees for licensed boarding kennel or cattery or for someone to look after your pet (maximum £70 per week). . |
| Holiday cancellation £3,000 Covers trips to EU only |
Travel Cover
| Limitations: Up to 3 trips of 60 days to EU countries which are members of the PET travel scheme |
| Vets Fees Abroad £2,000 |
| Quarantine Fees £2,000 |
| Loss of Documents Cover £250 |
| Emergency Expenses Abroad. £500 |
More Information
Other M&S Policies
About M&S Pet Insurance
Pet Insurance Terminology Explained
More Pet Insurance Terminology & Benefits Explained