The English Bulldog is among the ten most popular dog breeds in the UK. But how costly are they to insure? And which companies might give the best quotes?
In September 2021 The Pet Insurance Guide surveyed more 16 leading pet insurance companies to discover the relative cost of insuring more than 50 different breeds of dog. The survey had two aims
a) To identify which dog breeds were most and least expensive to insure
b) To identify which insurance companies might produce the best value quotes for each breed. (We did this by comparing the quote for a particular breed with the average quote for that insurer as we believe this shows how the insurer rates the risk posed by that breed.)
Pet Insurance Quotes for English Bulldogs
English Bulldogs are very expensive when it comes to insurance costs and our in our list of the ten most expensive breeds to insure. In our survey the average cost of insuring an English Bulldog was 67% higher than the overall average insurance premium.
Generally you will pay up to twice the amount that you would pay for a Cocker Spaniel. However it is very important note that not all insurance companies view English Bulldogs as a particularly high risk. Some of them only rate them as average risk and therefore quote much more reasonable premiums!
How Different Insurance Companies Rate English Bulldogs
Lowest Risk Ratings
The five pet insurance companies which had the lowest risk rating for the English Bulldog and therefore more likely to give you a competitive quote were
Lifetime Pet Cover
Highest Risk Ratings
The five pet insurance companies which had the highest risk rating for English Bulldogs and therefore least likely to give you a competitive quote were
Summary
Although premiums will always be an important factor, you must remember that there are many differences between pet insurance policies. This means it is very important always to do your research thoroughly – and always read the small print!
A dog’s breed is only one factor that pet insurance companies use to determine premium (the other major factors are sex, age, postcode). However all other things being equal you are likely to get a more competitive quote for your English Bulldog from the companies listed as rating the breed as below average risk. So it is certainly worth checking them out!
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