The French Bulldog is becoming a very popular breed and in 2020 was ranked 4th on The Kennel Club’s list of most popular breeds. But how costly are they to insure? And which companies might give the best quotes?
In September 2021 The Pet Insurance Guide surveyed more 16 leading pet insurance companies to discover the relative cost of insuring more than 50 different breeds of dog. The survey had two aims
a) To identify which dog breeds were most and least expensive to insure
b) To identify which insurance companies might produce the best value quotes for each breed. (We did this by comparing the quote for a particular breed with the average quote for that insurer as we believe this shows how the insurer rates the risk posed by that breed.)
Pet Insurance Quotes for French Bulldogs
French bulldogs are one of the most expensive dogs to insure, but although many insurance companies rate them as high risk, there are some which produce much more competitive insurance quotes.
On average the premiums for French Bulldogs are considerably more than those for much larger dogs such as the German Shepherd Dog or Alaskan Malamute. They are though less expensive to insure than the English Bulldog.
How Different Insurance Companies Rate French Bulldogs
Lowest Risk Ratings
The six pet insurance companies which had the lowest risk rating for the French Bulldog and therefore more likely to give you a competitive quote were
Highest Risk Ratings
The five pet insurance companies which had the highest risk rating for French Bulldogs and therefore least likely to give you a competitive quote were
Lifetime Pet Cover
Summary
Although premiums will always be an important factor, you must remember that there are many differences between pet insurance policies. This means it is very important always to do your research thoroughly – and always read the small print!
A dog’s breed is only one factor that pet insurance companies use to determine premium (the other major factors are sex, age, postcode). However all other things being equal we believe you are likely to get a more competitive quote for your French Bulldog from the companies listed as rating the breed as below average risk. So it is certainly worth checking them out!
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