Policy Type: Lifetime
Vet Fees Cover Limit: £7,000 per year to cover all conditions.
Maximum Age for New Policies: None
Key Points to Note
- No contribution payments for older pets
- Low standard excess of £65 per condition
- Can choose to increase the excess in return for a lower premium
- Hydrotherapy is limited to 10 sessions per condition
- Dental cover for accidents only
- Will pay for prescription food recommended by your vet for up to 4 weeks
- Includes £100 cover for cremation fees
- See full review of Argos strengths and limitations
- See a summary of Argos pet insurance customer reviews
| Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different. |
Excess and Contribution Rates
- The standard excess is low at just £65 per condition.
- You can opt to increase this by £25, £50 or £100 in return for a lower premium.
- The standard excess is high at £100 per condition per year for dogs and £85-£115 for cats.
Vet Fees Benefits
| Dental Costs: For treatment required as a result of accident only. |
| Prescription Food: For to up to 4 weeks |
| Euthanasia: Covered |
| Complementary Therapies: Included in vet fees limit. Hydrotherapy is limited to 10 sessions per condition. |
| Behavioural Therapy: Only if problems caused as direct result of an insured illness/accident. |
Third Party Liability Cover
| Third Party Liability: £2 million – No non-standard exclusions. |
Additional Benefits
| Death Benefit – Illnesses – Pays purchase price of your pet (maximum £1500). Not paid for dogs aged 9 and over, and cats aged 11 and over. |
| Death Benefit – Accidents – Optional Pays purchase price of your pet (maximum £1500). |
| Theft & Straying Benefit Pays purchase price of your pet (maximum £1500). |
| Advertising & Reward £1000 |
| Boarding Fees £1000 Pays the cost boarding kennels or cattery. In addition to hospital stays will pay if your home becomes uninhabitable |
| Holiday cancellation £1500 Covers cancellation /curtailment as a result of pet requiring immediate lifesaving treatment shortly before travel or whilst on holiday. |
Travel Cover
| Limitations: Unlimited travel in policy year. Only covers trips to EU countries (which are members of the PET travel scheme). |
| Vets Fees Abroad. Included in overall vet fees limit |
| Quarantine Fees £1500 |
| Loss of Documents Cover £250 |
| Emergency Expenses Abroad £1000 |
More Information
Other Argos Policies
About Argos Pet Insurance
Pet Insurance Terminology Explained
More Pet Insurance Terminology & Benefits Explained