Policy Type: Lifetime Cover
Vet Fees Cover Limit: £10,000 per year to cover all conditions.
Maximum Age for New Policies: None
Key Points to Note
- No contribution payments for pets of any age
- Does not cover euthanasia
- Only pays for prescription food used instead of medication
- See full review of LV= strengths and limitations
- See a summary of LV= customer reviews
| Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different. |
Excess and Contribution Rates
- The standard excess is £75 per condition per year
- There are no contribution payments for pets of any age
Vet Fees Benefits
| Dental Costs: Pays for all treatment to to teeth and gums |
| Prescription Food: Only if used as an alternative form of medication. |
| Euthanasia: Not covered |
| Complementary Therapies: Will pay the cost of 10 sessions automatically. Additional sessions need their approval. |
| Behavioural Therapy: Covers treatment for “a mental or emotional disorder not caused by a lack of training or socialisation and that couldn’t have been prevented by training and/or socialisation.” |
Third Party Liability Cover
| Third Party Liability: £3 million – No non-standard exclusions. |
Additional Benefits
| Death Benefit – Illnesses Will pay the purchase price of your pet (maximum £1,500). Only for dogs under 9 years old and cats under 11 years old. |
| Death Benefit – Accidents Will pay the purchase price of your pet (maximum £1,500). |
| Theft & Straying Benefit Will pay the purchase price of your pet (maximum £1,500). |
| Advertising & Reward £1,500 (Includes a maximum of £500 for a reward). |
| Boarding Fees £1,500 Pays the cost of a licensed boarding kennel or pet minding service. |
| Holiday cancellation £3,000 Covers cancellation/curtailment as a result of pet requiring immediate lifesaving treatment shortly before travel or whilst on holiday. And cancellation costs as a result of pet going missing shortly before you travel. Also where you were planning to take your pet and they die shortly before your trip or are too ill to travel. |
Travel Cover
| Limitations: Covers trips to any country which is part of the PET travel scheme. |
| Vets Fees Abroad Included in overall vet fees limit |
| Quarantine Fees £2,000 |
| Loss of Documents Cover £500 |
| Emergency Expenses Abroad £1,000 |
More Information
Other LV= Policies
About LV= Pet Insurance
Pet Insurance Terminology Explained
More Pet Insurance Terminology & Benefits Explained