The pet insurance market is dominated by just four underwriters.
Underwriters are important as they write the policies, calculate the premiums and make the important decisions.
If the underwriters change it may mean that your policy terms change. It may also mean a change in premium structure. Although some insurance companies only use the new underwriter for new policies meaning if you are already insured then you won’t have a change of underwriter.
It is important to note that although there can be similarities between an underwriter’s policies they are different for each insurance company.
Major Underwriters
Allianz Insurance Plc
Animal Care Options
Co-operative
Pet ID
Scottish Pet
Stoneways
Royal and Sun Alliance Insurance Plc
Homebase
Ultimate Insurance Co Ltd
AA
Admiral
Computerquote
Kwik Fit
Legal and General
Paws and Claws
UIS
Vet Savers
Zenith Insurance Plc
Asda
Buddies
Debenhams
Esure
PDSA
Protect Your Bubble
Pets at Home
Petwise
Sun Life
Other Underwriters
Atlas Insurance PCC Limited
Vetsure
Acromas Insurance Company Limited
Saga
Advent Underwriting Ltd
Petpals
Pet Protect
Agria International Forsakring AB
Agria
Vet UK
Alpha Insurance A/S
Avid
Petguard
Aviva Insurance Limited
Aviva
NCI (Lifetime Policies)
Cranbrook Underwriting (for and on behalf of QIC Europe)
NCI (Time Limited Policy)
Surewise
Vets Medicover
Equine and Livestock Insurance Company Ltd
Pet-Insurance.co.uk
Liverpool Victoria Insurance Company Ltd
Pinnacle Insurance Plc
American Express
Post Office
Red Sands Insurance Company (Europe) Ltd
UK Insurance Ltd
Churchill
Virgin Money