Tesco Pet Insurance Policies Review

Our Verdict

Tesco has a broad range of pet insurance policies on offer to their customer base. But despite being a renowned leader in this industry, it still does not have any lifetime policies on offer.

Our studies indicate that the insurer does not require pet owners to make contribution payments of any nature. Each policy offered by the insurer allows you to make low excess payments.

Our review of Tesco Pet Insurance Policies was guided by 5 factors. The factors we considered when reviewing this company include Policies, Excess and Contribution, Customer Satisfaction, Benefits and Small Print, and Renewal Premiums.

After looking into all these factors, Tesco managed to score an overall rating of 4.2/5. You can click here to learn how we came to this conclusion, and how the insurer ended up with such a high rating. The information we have compiled here will help you make a more informed decision on this insurance company.

Company Background and Customer Reviews

Tesco is a company that does not require any kind of introduction having operated in this industry for well over a decade. Pet insurance is provided by Tesco Bank through its financial division.

Royal Sun Alliance is responsible for underwriting all the insurance policies issued out by Tesco Pet Insurance.

Customer feedback is important as it helps new clients get a perspective of what to expect from each service provider. In the case of Tesco, many clients seem to be contented and happy with the way it processes customer claims.

But as is the case with many other companies in this industry, renewal hikes seem to pose a major problem to its customers. Learn more about what the customers had to say by visiting its Customer Reviews Section.

What We Like About Tesco Pet Insurance

Some of the benefits of working with this insurer include:

• Dental coverage includes coverage for accidents and illness
• You can increase your returns in exchange for lowered premiums
• Dogs have a low basic excess of £60 while cats have a low basic excess of £50

What We Did Not Like

As with everything good, there is always a limitation of one type or another. For Tesco, the limitations are:

• Its policies do not pay for prescription or diet foods
• The death benefit is only provided in the event of an accident. Note that it does not provide coverage for deaths arising from illnesses.

Additional Factors

Other factors we noted include:

• Tesco has not placed any age restrictions for pet owners looking to purchase new policies
• Pet owners do not have to make contributions for their pets regardless of their age groups

List of Available Policies

Tesco currently provides the following policies to their clients:

1. Accident and Injury Policy—It is a type of time-limited policy with coverage of up to £3,000. It covers accidents and pays for expenses incurred within the first 12 months of treatment.
2. Standard Policy—A type of time-limited policy that provides coverage of up to £3,000 for each condition for the first year of treatment.
3. Extra Policy—It is a type of maximum benefit policy providing coverage of between £4,000 and £7,500 for each condition.
4. Premier Policy—It is a lifetime policy with coverage options of between £7,500 and £10,000 for each year.